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High Yield Savings

Take Your Yield Higher 4.00 % APY1 on Balances of $10,000 or Greater

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Or call 1-800-621-2105

High Yield Savings Dividend Rate  APY 
$0.01 - $99.99 0.10% 0.10%
$100.00 - $2,499.99 0.10% 0.10%
$2,500.00 - $9,999.99 0.10% 0.10%
$10,000.00 - 24,999.99 3.92% 4.00%
$25,000.00 - $49,999.99 3.92% 4.00%
$50,000.00 - $99,999.99 3.92% 4.00%
$100,000.00 - $249,999.99 3.92% 4.00%
$250,000.00 and Above 3.92% 4.00%

High Yield Savings Annual Percentage Yield (APY) accurate as of November 1, 2024. High Yield Savings is a tiered savings account paying a variable dividend rate, that may change at any time, on the entire balance in your account based on the rate for the tier corresponding to each day’s daily balance. The account is available for new money only which are funds not on deposit at Elements for 90 days prior to opening the High Yield Savings account. Existing Elements members with savings accounts must deposit $25,000.00 or more of new money within 10 days of opening the High Yield Savings account. Existing Elements members with savings accounts with combined daily balances of $2,500.00 or less for the 90 days prior to account opening are excluded from the new money requirement. Additional information for each tier: An APY of 0.10% applies to accounts with balances from $0.00 to $99.99; from $100.00 to $2,499.99; and from $2,500.00 to $9,999.99. An APY of 4.00% applies to accounts with balances from $10,000.00 to $24,999.99; from $25,000.00 to $49,999.99; from $50,000.00 to $99,999.99; from $100,000.00 to $249,999.99; and $250,000.00 and above. At least one account holder must be 18 years of age. Other qualifications may apply. Offer may be discontinued at any time. Fees may reduce earnings.

More Disclosure

High Yield Savings

Our tiered account for savers.

KEY FEATURES

  • High Yield Savings rate of 4.00% APY1 on balances of $10,000 and greater
  • On new money not already on deposit at Elements — See disclosures for further details.
  • Represents competitive pricing in the marketplace
  • Review the FAQs below for your funding options
  • No monthly Maintenance Service Charge

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MAY BE A GOOD CHOICE IF

  • You have a high savings balance for which you want to earn a higher yield

Compare to Other Savings Accounts

Special Offer from logo for Elements Financial

Take Your Yield Higher 4.00 % APY1 on Balances of $10,000 or Greater
HIGH YIELD SAVINGS

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Results

  1. 1 High Yield Savings Annual Percentage Yield (APY) accurate as of November 1, 2024. High Yield Savings is a tiered savings account paying a variable dividend rate, that may change at any time, on the entire balance in your account based on the rate for the tier corresponding to each day’s daily balance. The account is available for new money only which are funds not on deposit at Elements for 90 days prior to opening the High Yield Savings account. Existing Elements members with savings accounts must deposit $25,000.00 or more of new money within 10 days of opening the High Yield Savings account. Existing Elements members with savings accounts with combined daily balances of $2,500.00 or less for the 90 days prior to account opening are excluded from the new money requirement. Additional information for each tier: An APY of 0.10% applies to accounts with balances from $0.00 to $99.99; from $100.00 to $2,499.99; and from $2,500.00 to $9,999.99. An APY of 4.00% applies to accounts with balances from $10,000.00 to $24,999.99; from $25,000.00 to $49,999.99; from $50,000.00 to $99,999.99; from $100,000.00 to $249,999.99; and $250,000.00 and above. At least one account holder must be 18 years of age. Other qualifications may apply. Offer may be discontinued at any time. Fees may reduce earnings.
  2. 2 Member Savings Annual Percentage Yield (APY) effective as of November 1, 2024, and may change after account opening without notice. 0.10% APY on balances $100.00-$2,499.99; 0.15% APY on balances $2,500.00-$49,999.99; 0.20% APY on balances $50,000.00 and Above. Minimum daily balance of $100 required to earn dividends. $5 required minimum balance to open the account. No monthly Maintenance Service Charge. Fees may reduce earnings. 
  3. 3 Please send a secure email via online banking for the possibility of increasing daily Mobile Check Deposit limits.
  4. 4 Based on asset size as of 12/31/2022.